Estimates only. Results assume 2024/2025 IRS-published brackets and standard deductions, simplified state-tax tables for top-population states, basic income treaty rules from IRS Publication 901, and simplified FICA exemption status. For complex situations (capital gains, AMT, foreign income, dual-status years), this calculator is not a substitute for a full filing.
State and city tax results are especially approximate because local rules can depend on residency facts, visa facts, work location, and the specific local tax. For example, an F-1 student may owe New York State tax on New York-source income but may not owe New York City resident tax, depending on the facts.
This calculator does not include state-mandated payroll contributions, which vary by state. Some states (e.g. NY, CA, NJ) automatically charge State Disability Insurance (SDI) plus Paid Family Leave (PFL); others require Paid Family and Medical Leave (PFML) contributions but no SDI. These typically appear in Box 14 of your W-2 and are not reflected in the totals above.
